Rising incomes don’t keep pace with growing expenses for insolvent debtors Keywords Consumer borrowing and saving Share this article and your comments with peers on social media Canadian Press But Equifax says while consumer demand for credit nationally is still heading up — it was up 2.7 per cent in the quarter versus the same period a year ago — debt levels remain manageable. The report says consumer bankruptcies are down and the overall delinquency rate — bills due past 90 days — is down by 3.9 per cent. It also says the instalment loan and credit card sectors showed significant increases of 11.8 per cent and 4.8 per cent year over year, respectively. Equifax says while more new credit cards were issued, on average consumers are carrying smaller balances. What causes clients to be financially stressed? Related news Income inequality narrowed amid fiscal supports in 2020: StatsCan Credit monitoring agency Equifax says demand for credit has increased for four consecutive quarters in Western Canada, while demand in the Eastern provinces continues to slow. Equifax says first-quarter statistics show that consumers’ overall debt, including mortgages, remains high at around $1.4 trillion, up from $1.33 trillion in the same period last year. Facebook LinkedIn Twitter
AS ANTICIPATED in RG 2.00 p81, crashworthiness looks set to be a significant issue emerging from the Ladbroke Grove collision 3 km from London Paddington, which killed 31 people on October 5 1999. In its third interim report on the accident, released on April 14, the Health & Safety Executive puts the combined speed of the trains at 233 km/h – by far the highest closing speed ever recorded in a head-on train collision.The report confirms that the aluminium-bodied leading car of the Class 165 Thames Turbo was split open by the Class 43 HST power car, noting that the vehicle ’virtually disintegrated in the impact, with structural fractures occurring along weld lines’. As part of the investigation, a ’limited reconstruction’ of the leading car has been undertaken, together with a detailed survey of all the damaged coaches. This has been used to compile a record of damage and component failure, looking principally at the main structural members.As part of the HSE’s work, WS Atkins Rail Ltd is studying the crash performance of aluminium and steel. Finite element models have been completed for a Class 165 car, a Class 43 cab, and a steel-bodied Class 321 EMU car. This was chosen for comparison as it has doors in similar locations to the 165, works similar duties and was built at a similar time.Investigators are also looking at the comparative crashworthiness of aluminium and steel fuel tanks – fuel released from the aluminium tanks of both trains at Ladbroke Grove, probably ignited by the 25 kV overhead wires, or heat and sparks generated by the impact, was the source of the fire after the collision.
USA: The final section of the Green Line of Houston’s light rail network entered passenger service on January 11, with free travel until January 22. The 1·8 km southwestern extension runs from Altic/Howard Hughes to Magnolia Park with an intermediate stop at Cesar Chavez/67th Street. Services run over the Harrisburg Overpass, which was inaugurated on January 9. The first section of the Green Line, between Theater District with Altic/Howard Hughes, opened in May 2015. It now serves nine stops.
By Bruce FuhrThe Nelson Daily SportsMatt Zukowski and McLain Sandeveland each checked in with 23 points to lead the L.V. Rogers Bombers to a convincing 81-22 victory over J. Lloyd Crowe of Trail during the Heritage City Classic High School Junior Boy’s Basketball Tournament Saturday at Hangar.The Bombers swept the Hawks and David Thompson Lakers to finish the double-round robin tourney with a 4-0 record.”It was a nice to play at home as we have been on the road a lot this season,” said LVR coach Viv Kingdon. “Our recent three tournaments in the Okanagan have been intense and very competitive. So it was nice to be at home and have fun — without much concern about the outcome of the games.”Already with a short bench of players, Kingdon was happy to be able to dip into the Grade 9 squad to bring up three players — than Ethan Perkins, Tobin Eberle and Grayson Arabia — for the tournament.“(Ethan, Tobin and Grayson) did well this weekend and stepped into their roles successfully,” Kingdon said.The Bombers had little or no trouble against the Kootenay opposition.In the final game against Trail, LVR built up a sizeable lead early before coasting to the victory. Jack Sturrup also had eight points for LVR.The Bombers opened the tournament by dominating David Thompson Lakers of Invemere 57-14. Sandeveland powered the scoring attack with 14 points while Connor Banks had 13 and Erich Schepkowski 11.LVR then dumped the Hawks in the first of two encounters between the two West Kootenay schools 78-36. Sandeveland, a tower of strength at the center spot all weekend for the Bombers, led the LVR scoring with 15 points. Grade nine Grayson Arabia had 13 points and Isaiah Kingdon scored 12.In the final game of the tourney, the Bombers bounced the Lakers 50-23. Schepkowski has 13 points while Sandeveland and Sturrup each had 11.The Bombers venture into Alberta for the next tournament of the season in Edmonton at the Tri-Provincial February 17.LVR returns home to host the Kootenay Junior Boy’s Championship in late [email protected]
Emanuel Sequeira, KIJHL Communications ManagerMyles Mattila is honouring former Kelowna Chiefs owner Grant Sheridan, who followed Mattila’s career since his bantam days in Prince George.Mattila, founder of MindRight, has established the Remembering Grant Sheridan Scholarship that will be available to Kootenay International Junior Hockey League (KIJHL) players. The scholarship will be initiated, administered and supported through MindRight for Athletes Society, which Mattila has created. The scholarship recognizes the recipient for their hockey commitment, community involvement and academic achievement. As the season progresses, details to apply for the scholarship will be announced.The Remembering Grand Sheridan Scholarship will be initiated during the Kelowna Chiefs home opener at Rutland Arena on Sept. 20 at 7 p.m.“It is with heavy hearts the Kelowna Chiefs will be playing our home opener in memory of Grant. There will not be a dry eye in the house,” says Mattila.“Grant was a very special person who will be dearly missed by all. Grant and I had very similar fundamental beliefs in the core values of hockey, education, and community involvement, which included mental health.”They also shared similar entrepreneurial and social support interests in technology – helping those in need get the support they require; not for profit support for the community and investing in the future.”At a young age, Mattila discovered his passion for mental health. He quickly began to embody the necessary support attributes and characteristics by taking initiative, risks and generating hope for advancement on this issue. He has worked tirelessly for mental health advocacy by founding MindRight.info, and spearheading a summit. This self-developed wellness program is focused on early intervention and is intended on educating individuals about their own mental health, and the health of others through resources and connections to community services.“Grant made me aware that he believed in me and he was proud of my representation of the Kelowna Chiefs,” says Mattila, a third-year business student, who earned the 2017 Chair of the Board Award for being Humanitarian of the Year from B.C. Hockey, and achieved the Prince George Secondary School Citizenship Award of 2017. “I’m very fortunate to have met Grant Sheridan, he was a great owner, general manager, good friend and mentor.”About Mindright: Myles Mattila, a student, mental health advocate and Kelowna Chiefs players in the Kootenay International Junior Hockey League, founded MindRight five years ago. The program focuses on promoting wellness and positive living for young people through increasing community awareness and using existing mental health resources. The program’s vision is to help youth hockey players end the mental health stigma within their peer group.
In the middle frame, the Saints scored a pair of powerplay goals courtesy of Blake Sidoni and Jaiden LaPorte to go up 3-1 seven minutes into the period. The Vikes then got a powerplay goal of their own before the period ended to make it 3-2. The third period was the most exciting 20 minutes of the game with chances for both teams. Saints starting goaltender Tallon Kramer was solid all game long and stellar in the last minute where he made a pair of clutch game-saving stops to preserve the win. “These guys want to win and that is the attitude in the room,” says Hnatiuk. “As a coach, that is the culture you want to build and it is coming together in that capacity.”Saturday night’s rematch was a rollercoaster affair that started 13 minutes into the game when second-year forward Sebastian Powsey scored for Selkirk College. The second period saw the University of Victoria score three unanswered goals when Keenan Eddy, David Stickney and Hunt scored in the stanza. Hunt’s second of the weekend came with only 12 seconds left in the period.Unwilling to fold, the Saints stormed back in the third with former Castlegar Rebels standout Dallas Goodwin narrowing the margin to 3-2 just over seven minutes in. Kramer again helped keep his team stay alive when the Vikes put pressure on which set the stage for Joe Gage’s goal with only eight seconds remaining on the clock that sent the game into overtime.In the extra frame, Foley scored his second goal of the weekend to empty the Saints bench and bring the supportive crowd to their feet.“It was great to get back on track with a couple of wins, now we need to keep building because the whole season is made up of numerous steps before we get to the final goal,” says Hnatiuk. “We have built the foundation and each week we need to take a step forward… this weekend was an example of that and we can keep building.”The Saints have a week off before heading back to Vancouver Island for a pair of games against the Vikes and Vancouver Island University. They will return home on November 8 and 9 to take on defending BCIHL champion Trinity Western University.: The vibe in the Castlegar & District Recreation Centre this past weekend felt more like early-March than mid-October with the Selkirk College Saints and University of Victoria Vikes battling in a two-game series that had the intensity of the post-season.The Saints home opening weekend featured a pair of terrific British Columbia Intercollegiate Hockey League (BCIHL) games that resulted in a tight 3-2 win for Selkirk College on Friday night and a thrilling 4-3 overtime victory on Saturday. “It was our home opener and it felt like playoffs,” says Saints head coach Dave Hnatiuk. “Hopefully that is what we can expect every weekend because this is a small league and there is parody amongst all the teams. That’s what it will take to be successful this season.”After dropping the first two road games of the regular season on the road earlier this month, the Saints were hungry for a win and came out strong in Friday night’s contest. Rookie forward Johnny Foley got the home side on the board with five minutes left in the opening period when he took the puck all the way up the right wing boards and cut to the net for his first of the year. Former Saints forward Sawyer Hunt responded five seconds later with a goal for UVic that tied the game at 1-1 after 20 minutes.
Tigers held to 13 of 30 shootingBy Paul LeckerSports ReporterMARSHFIELD — The Marshfield boys basketball team had upset on its mind as it faced its third state-ranked team of the early season on Tuesday night when it hosted two-time defending WIAA Division 1 state champion Stevens Point.The Tigers started strong, but a late first-half run by Stevens Point opened up a double-digit lead for the Panthers, and they cruised from there, beating Marshfield 70-47 in the Wisconsin Valley Conference opener for both teams on Tuesday night at The Boson Company Fieldhouse at Marshfield High School.Marshfield (2-5) led 12-5 five minutes into the game following a basket by Seth Anderson and three free throws by Alec Hinson.Stevens Point (5-1), playing without injured junior and top scorer Joey Hauser, found its groove and responded with an 8-2 run to climb to within a point.The lead changed hands a few times, and a basket by Ethan Posteluk gave Marshfield a 21-20 advantage with 5:38 to go in the half.That would be the last time the Tigers were ahead. Point closed the half with an 18-4 run to take a 38-25 lead into intermission. Marshfield turned the ball over three times and missed all three of its field goal attempts in the final five minutes of the half.Marshfield made just six field goals in the second half and had a tough time stopping the Panthers, making it impossible to make any sizeable run at their lead.Posteluk made two 3-pointers and a two free throws as Marshfield closed to within 45-35 a little more than three minutes into the second half. However, Point responded by scoring on seven of its next nine possessions and eventually building its lead to 21.Posteluk and Grant Michaelis each finished with 13 points to lead Marshfield. Hinson added 10, going a perfect 10-for-10 at the free throw line.Drew Blair topped Stevens Point with 23 points, 17 coming in the first half when he drilled three 3-pointers. Beau Rosenthal added 14 points in the win.Marshfield plays at Wisconsin Rapids on Friday as part of a girls-boys doubleheader. The girls game starts at 6 p.m., with the boys to follow at approximately 7:45 p.m. Both games will be broadcast on WDLB-AM 1450 and wdlbwosq.com.(Hub City Times Sports Reporter Paul Lecker is also the publisher of MarshfieldAreaSports.com.)Panthers 70, Tigers 47Stevens Point 38 32 – 70Marshfield 25 22 – 47STEVENS POINT (70): Beau Rosenthal 6-11 1-2 14, Sam Simmons 1-2 0-0 2, Drew Blair 8-14 4-6 23, Andrew Erdman 4-4 1-2 12, Drew Cullen 3-5 0-0 7, Brennan Mueller 0-3 0-0 0, Logan Lewis 3-3 0-0 6, Max Hofmeister 1-1 0-0 2, Keon’te Williams 2-5 0-0 4. FG: 28-48. FT: 6-10. 3-pointers: 8-15 (Blair 3-6, Erdman 3-3, Cullen 1-2, Rosenthal 1-2, Mueller 0-1, Williams 0-1). Rebounds: 24 (Blair 8). Turnovers: 5. Fouls: 15. Fouled out: Lewis. Record: 5-1, 1-0 Wisconsin Valley Conference.MARSHFIELD (47): Ethan Posteluk 4-9 2-2 13, Brant Bohman 0-1 3-4 3, Seth Anderson 2-6 0-1 4, Alec Hinson 0-3 10-10 10, Grant Michaelis 5-8 2-2 13, Isaac Meverden 0-0 0-0 0, Nathan McGrath 0-1 0-0 0, John Reigel 0-0 0-0 0, Adam Hauge 1-1 0-0 2, Nick Stewart 1-1 0-0 2. FG: 13-30. FT: 17-19. 3-pointers: 4-15 (Posteluk 3-8, Michaelis 1-2, Hinson 0-3, Bohman 0-1, McGrath 0-1). Rebounds: 15 (Michaelis 5). Turnovers: 13. Fouls: 12. Fouled out: none. Record: 2-5, 0-1 Wisconsin Valley Conference.
22 November 2013 South African petro-chemical company Sasol launched its “turbodiesel ULS”, with the lowest sulphur content in the country, onto the local market on Wednesday. The fuel, with a sulphur content of 10 parts per million (ppm), will help to keep car engines clean while producing less harmful exhaust emissions, the company said in a statement. According to Business Day, the fuel is compliant with Euro 5 fuel specifications and brings diesel users in the country in line with motorists in the US and Europe. New regulations gazetted in 2012 by Mineral Resources Minister Susan Shabangu require oil companies to introduce the so-called “Euro 5” fuel specifications – high- quality grades sold in the European Union and other first-world markets – by 1 July 2017. “A key part of the Sasol turbodiesel ULS 10ppm is its advanced detergency,” said Mohamed Carrim, retail manager at Sasol Oil. “This prevents or removes deposit build-up in the engine and fuel system, allowing the engine to operate at optimum efficiency and sustain optimum fuel consumption over time. Continued use will maintain new fuel systems as well as clean up dirty fuel systems.” Carrim said the fuel was suitable for all diesel cars, from the latest models to the older generation models, with or without turbocharging. The fuel is available at 78 forecourts in Gauteng and Mpumalanga province and will be selectively rolled out to the other areas in 2014 and 2015. SAinfo reporter
A Web Developer’s New Best Friend is the AI Wai… sarah perez Related Posts Top Reasons to Go With Managed WordPress Hosting 8 Best WordPress Hosting Solutions on the Market ReadBurner mobile may even become your preferred mobile RSS source over Google Reader for two reasons: One, there is no sign-in process like with Google Reader, which requires the necessary step of entering in your Google account credentials in order to view your feeds. And two, you’re guaranteed to only see the top news stories instead of whatever random selection is at the top of your hundreds of feeds at the moment. ReadBurner mobile is a great new site, and its launch shows that the ReadBurner team isn’t doing anything halfway when it comes to their new service. Clearly, they’re here to compete and are aiming to become your preferred RSS aggregator. On Tuesday, the RSS aggregator service, ReadBurner, relaunched (our coverage) and brought with it a new look and many new features that improved upon the previous version of the site. Today, there comes even more news from the service: a launch of a mobilized version of the ReadBurner web site. The mobile version, which is available at http://m.readburner.com, offers a quick way for you to browse the top stories that are shared by the users of Google Reader while you’re on the go. The site has links to the same categories you would find on the main ReadBurner homepage, including “Popular Stories,” “Upcoming Stories,” and “Most Recent Stories.” Why Tech Companies Need Simpler Terms of Servic… Tags:#Product Reviews#web The category you want to view can be selected by entering the corresponding number on your mobile phone’s keypad. Also available are links to the ReadBurner blog and the mobilized version of Google Reader, so you can continue your mobile RSS consumption.After selecting which category of stories you want to read, you are presented with a list of stories, which are also selected by entering a number on your keypad.When reading the story, there are links to the originating blog, the people who shared the story, and, at the bottom, links to take to you the next post or previous post, back a page, or back to the main ReadBurner mobile homepage. The posts are formatted well for the small screens, so reading through the news is easy to do.In addition the standard mobile page (preview it here), there is also a version of the site designed specifically for iPhone users available from http://m.readburner.com/iphone. (Preview here)
Why Tech Companies Need Simpler Terms of Servic… LetSimonDecide presented us with scores of factors to take into consideration: Age, sex appeal, cost, culture, and just about anything else one could imagine as being part of anyone’s tattoo decision. The site then prompted us to rank the chosen factors in order of significance.The app then did something that young people are so bad at: It challenged us to see which possible outcomes best met our stated important factors, closing the gap between the impulse to do/buy something cool and the long-term requirements of real life. jolie odell At long last, “Simon” helped me decide. Looks like I’m in for some ink sometime in the near future. Top Reasons to Go With Managed WordPress Hosting Tags:#Product Reviews#web 8 Best WordPress Hosting Solutions on the Market Next came the hardcore reality check: How did this decision relate to my long-term life goals, my personality, and my current life situation? Dad would be so proud. A Web Developer’s New Best Friend is the AI Wai… Once the decision-making process is complete, users can share their conclusions with other site members and make an action plan to implement the decision. Unfortunately, cross-network sharing is not yet a feature. Personally, I’d love to tweet my tat decision and get feedback from my friends; this comes from a childhood filled with the phrase, “There is wisdom in a multitude of counselors.” Also, friends could probably help out with the “action plan” phase for lots of decisions.Overall, the process was actually quite fun. It took the anxiety and pain out of making decisions based on reality. We recommend it for the indecisive, the poor planners, and the chronically chaotic. Users who might fit that profile are especially encouraged to test the app and leave their findings in the comments here. Related Posts Hey there, young dude! So, you’re trying to decide whether to buy a new radiator for your car, get a tattoo, or invest in some software for your freelancing side job? You can’t ask your parents for advice, because at your age (mid-twenties, right?), they’re probably still borderline short-bus material in your mind.No need to fret: You can get personalized feedback from LetSimonDecide. And it’ll be based on your personality and goals, not just what the ‘rents would consider a safe bet.The site presents tools to help young adults define their goals, current life situations, personality, and current decision-making habits. This “life profile” information is then used to help make decisions that range in nature from educational, financial, and professional to political, leisure, and lifestyle.The application is compared by some to the forthcoming Hunch.com, which we wrote about recently. LetSimonDecide was created by Ayax Systems, a company that specializes in comsumer decision making. “All too often people bring too much emotion into important life decisions,” said Ayax CEO, Ricardo Solar. “LetSimonDecide.com gives users an unbiased, 360-degree view of the many factors that should be taken into consideration before making important decisions, helping them make more informed, smarter choices in the end.”The interface is user-friendly and rich in graphics. Beta accounts are available in both English and Spanish language versions.To test the decision-making process on LetSimonDecide, we chose to consider whether I, Jolie O’Dell, should get another tattoo. Here’s how the process started.